Travel (Medical) Insurance – Freedom to Explore Safely
Traveling the world should be an enriching and worry-free experience. Whether you are planning a short vacation, an extended journey, or living as a perpetual traveler, having the right travel medical insurance is essential. Our travel insurance solutions are designed to protect you wherever your journey leads, offering global coverage, financial security, and reliable assistance around the clock.
With our travel (medical) insurance plans, you can choose from a variety of different benefit plans from coverage for medical emergencies, hospital treatment, emergency evacuation, and if needed also additional travel-related risks such as trip cancellations, delays, or lost baggage. No matter if you travel for leisure, business, or long-term exploration, we ensure you can focus on your experiences while we take care of the risks.
What Is Travel Medical Insurance and When Do You Need It?
Travel medical insurance covers the financial risks associated with unexpected medical treatment while traveling abroad. This includes visits to physicians, hospital stays, emergency care, and, if necessary, medical evacuation or repatriation. Depending on the policy, coverage can also be extended to include non-medical travel risks such as trip interruption, cancellation, or baggage loss.
Before purchasing a travel insurance policy, it is advisable to check whether you already have limited coverage through your private health insurance or a credit card insurance plan. In many cases, such solutions only apply to short trips of up to a couple of weeks (check your existing policy) and often comes with restricted benefits or reimbursement limits. For longer stays or broader protection, a dedicated travel medical insurance plan is strongly recommended.
Travel Medical Insurance vs. Private Health Insurance
Understanding the difference between travel medical insurance and private international health insurance is crucial when choosing the right solution. Travel medical insurance is typically designed for temporary stays abroad, ranging from a few days to several months or some policies even offer coverage for a few years. It focuses on emergency medical care and acute treatment during travel.
Private international health insurance, on the other hand, is intended for long-term expatriates and residents abroad and offers comprehensive healthcare coverage. To explore the advantages and limitations of each option in detail, we recommend reviewing our dedicated guide or speaking directly with one of our insurance specialists.
Flexible Travel Insurance Solutions for Every Journey
If you require travel insurance for a defined period, from a short trip to an extended stay abroad, there are several tailored solutions available. Travelers visiting Europe may benefit from Schengen travel medical insurance, which fulfills visa requirements and provides medical coverage across the Schengen area. For journeys within a specific region, intercontinental travel medical insurance offers protection within the same continent.
Long-term travelers, digital nomads, and perpetual travelers can opt for specialized long-term travel medical insurance plans designed for continuous travel across multiple countries. For frequent travelers who take several short trips per year, annual multi-trip policies provide a convenient and cost-effective solution, ensuring coverage for all journeys within a twelve-month period.
Why Choose Our Travel Insurance Solutions?
Our travel insurance plans are built around flexibility, transparency, and global reliability. We work with leading international insurers to offer solutions that adapt to your travel style, duration, and destination. With worldwide coverage, 24/7 emergency assistance, and clear policy conditions, you gain peace of mind knowing you are protected wherever you go.
Whether you are planning a short vacation, a year of travel, or a long-term nomadic lifestyle, our experts will help you compare options and select the travel medical insurance that best fits your needs and budget.
If you do need a travel insurance solution for a certain period of time from a couple of days up to even a couple of years, then you can find example solutions as following:
Best value for money solution including Personal Liability & Repatriation coverage for up to 90 days
Comprehensive unlimited medical coverage solution for up to 180 days
Best value for money solution for up to 12 months for travellers below 40 including Luggage, Personal Liability, Medical Assistance & Repatriation coverage
Comprehensive coverage solution for up to 12 months for travellers below 66 years
Unlimited Medical coverage for up to 2 years for travellers below 70 including Medical Assistance & Repatriation coverage and Luggage & Personal Liability option
Comprehensive medical coverage solution for up to 5 years for travelers below 67 years
Long-term travel medical insurance solution with monthly subscription
Multi-Trip options for 30 or 45 days each trip
For further options please use the following online quoting tool:
In case you can’t find any option fitting your situation, or if you have any questions, then please get in touch with us:
Travel Medical Insurance Inquiry
Please let us know your contact details and requirements and we will be in touch with you asap.